Welcome to Marian A. Grice – Cash (“Company,” “we,” “us,” “our”).
By accessing our website, requesting an insurance quote, communicating with us, or using our services in any manner, you agree to the following Terms & Conditions. If you do not agree, please discontinue use of our services.

1. Use of Our Services

You agree to use our website and services only for lawful purposes and in compliance with these Terms.
You must be at least 18 years old to request an insurance quote or provide personal information.

You agree not to:

Misrepresent your identity or insurance information

Provide false, inaccurate, or incomplete information

Attempt to disrupt or damage our website or systems

We reserve the right to refuse service to anyone who violates these Terms or behaves in a fraudulent or abusive manner.

2. Insurance Quotes & Information

Any insurance quotes, rate estimates, or coverage information we provide:

Are non-binding,

Are based solely on the information you submit,

May change after underwriting review,

Are not guaranteed approval or pricing.

Final insurance rates are determined by licensed insurance carriers following underwriting practices.

Submitting information does not bind coverage.
Coverage becomes effective only after:

Completing required applications,

Carrier approval, and

Payment or policy issuance confirmation.

3. SMS, Email, and Call Communications (A2P-Compliant)

By providing your phone number or email, you consent to receive:

Calls (including autodialed or prerecorded)

Text messages (SMS/MMS)

Emails

These may include quotes, updates, reminders, service notices, or promotional messages.

Consent is not required as a condition of purchasing insurance.

You may opt out at any time:

Reply STOP to any text message

Click Unsubscribe in emails

Email us at whooperchop@gmail.com with “Do Not Contact”

Message and data rates may apply.

Calls and messages may be recorded for quality and compliance.

4. User Accounts (If Applicable)

If our website offers user accounts, you are responsible for:

Maintaining confidentiality of your login credentials

Ensuring all activity under your account is authorized

Not sharing or misusing access

We reserve the right to suspend or terminate accounts for misuse.

5. Privacy

Your privacy is important to us.
Our data collection, storage, and usage practices are governed by our Privacy Policy, which is incorporated into these Terms.

By using our services, you acknowledge that you have read and agree to our Privacy Policy.

6. Intellectual Property

All content on our website—including text, graphics, logos, images, and digital materials—is the property of Marian A. Grice – Cash or its licensors.

You may not:

Copy

Reproduce

Modify

Redistribute

Sell

any content without our express written permission.

7. Third-Party Links

Our website may contain links to third-party websites or insurance carrier portals.
We are not responsible for:

Their content

Their privacy practices

Any services or decisions they make

Use third-party sites at your own discretion.

8. Disclaimer of Warranties

We provide our website and services “as-is” and “as available” without any warranties, express or implied.

We do not guarantee:

That quotes or information are error-free

That our website will be uninterrupted

That communication systems will always function

That carriers will approve or issue coverage

Insurance decisions are made solely by licensed carriers.

9. Limitation of Liability

To the fullest extent permitted by law, Marian A. Grice – Cash is not liable for:

Any direct, indirect, incidental, or consequential damages

Loss of data, profits, or business opportunities

Issues arising from third-party carriers or vendors

Delays, system errors, or communication failures

Your sole remedy for dissatisfaction is to stop using our services.

10. Indemnification

You agree to indemnify and hold harmless Marian A. Grice – Cash, its staff, partners, and service providers from any claims or damages arising from:

Your misuse of our website

Your violation of these Terms

Your submission of false or misleading information

11. Changes to Terms

We may update or modify these Terms at any time.
Changes are effective when posted on our website.
Continued use after updates means you accept the revised Terms.

12. Governing Law

These Terms are governed by the laws of the State of [Insert State] without regard to conflict-of-law principles.

Any disputes must be resolved in courts located in that state.

13. Contact Information

For questions about these Terms, contact us at:
📩 whooperchop@gmail.com